The following information is usually required during the loan process:

• A copy of your Social Security Card
• A copy of your Driver License
• Current pay stubs for the most recent 30 days
• If self employed, your tax returns for the past two years
  • Explanations for any decline in annual income by more than 5% year over year
• W-2's and/or 1099's for the last two years
• Bank statements for the last two months
  • Explanations for any large deposits
• Investment account statements for the last month
• Retirement account statements for the past month
• If divorced, a copy of your divorce decree
• If you've declared bankruptcy please provide your discharge documents and an explanation

  If you currently own Real Estate:

• For refinances, a copy of your the note for the mortgage being refinanced
• For refinances, a copy of your the HUD-1 for the mortgage being refinanced
• Home insurance policy information
• Home equity account information (if applicable)

If you still have questions call me: